| The
costs to obtain or maintain housing are a significant problem
for low income residents of Indian River County. Initial costs,
such as downpayments, closing costs, and impact fees, may create
barriers for low income persons buying homes. The maintenance
and repair of existing homes is also a problem in the County,
as improperly maintained houses may create a health and safety
hazard to residents and the community. The decline of a home
reduces the supply of homes available in the community and leads
to higher costs for everyone.
The SHIP
program's goal is to provide monetary assistance to very low,
low, and moderate income persons in order to eliminate or
defer some of the up-front costs that these persons must pay
when obtaining or maintaining homes. |
